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PayGyft (Virob eCommerce India Private Limited)

  • Area Req
  • Investment Range
    INR 2 Lac - 10 Lac
  • No. Of Franchise Outlets
Business Details

About Us:

PayGyft, an indigenous and powerful mobile application, is a platform conceptualized to revolutionize the way people shop. Today a whole lot of payment solutions offer cashback but primarily these are in the form of points and then you don’t get it on every purchase. That’s what separates PayGyft from other similar looking payment solutions.

You get cashback every single time you pay via PayGyft. And if this is not enough, we have another ‘NEW’, you get cashback even if you pay by CASH!

As the name suggests, PayGyft a digital payment and a customer loyalty enhancement program developed to meet the growing need for customer retention, by means of digitalization.

PayGyft is a rapidly growing FinTech company based in Bangalore, delivering solutions to its customers. As a trusted partner to its customers, PayGyft develops digital payments products to deliver services to its client’s business challenges by leveraging its strong technology & FINTECH domain experiences.

PayGyft is promoted by a team of experienced professionals from leading Global IT & Payments companies having over two decades of experience. Our customer profile is spread across multiple domains and verticals. Our strength lies in highly motivated and talented workforce who provides round the clock services to our customers.

Retail Platform: Digital Platform to empower local Customer Service Points (CSP) to offer services in their  neighbourhood  such as AEPS, Domestic Money  Transfer, Utility Bill Payments, Mobile & DTH Recharges, PAN Card applications, Insurance, Bank Account opening and many other services.

UPI Platform: UPI platform helps merchants accept payments digitally. With increasing digital payments footprint, demand for UPI payments is increasing every day. Using our Android App, merchant can accept payment by requesting their customers to SCAN merchant QR code by using any Apps, such as PayTM, GooglePay, Truecaller, PhonePe and any banking App which accepts QR Code.

Lending Platform: Our lending platform helps NBFC's and MFI's to extend their footprint. Our Retail Touch Points or CSP's offer lending services in their neighbourhood. This helps borrowers easy loan at a quick turnaround time, while at the same time, it increases the revenue for NBFC's and MFI's at a very low cost and minimal risks.

POS Platform: Our robust POS credit & debit card payment processing platform provides merchants to accept payments using credit or debit card. NFC enables POS devices ensures secured payments. The product is being certified by Master/Visa/Rupay.

PayGyft Prepaid Card: PayGyft card can be used for various purposes like shopping, utility bill payments, e-commerce, booking movie tickets, DTH recharge and many more.

Investment Details

Commenced Operations

Operations Commenced On 2018

Franchise Commenced On 2018

Franchise Details

Investment INR 50000 - 2lac

Franchise/Brand Fee INR 50000

Royalty/Commission 10 %

Master / Multi Units

Region Wise

Investment INR 5lac - 10lac

Unit Fee INR 50000

Master Fee INR 50000

Commission 10 %

State Wise

Investment INR 2lac - 5lac

Unit/Brand Fee INR 50000

Master/Brand Fee INR 50000

Royalty/Commission 10 %

Expansion Locations

Delhi, Haryana, Himachal Pradesh, Jammu and Kashmir, Punjab, Uttaranchal, Uttar Pradesh


Kerala, Karnataka, Tamil Nadu, Andhra Pradesh, Telangana


Assam, Meghalaya, Mizoram, Tripura, Arunachal Pradesh, Manipur, Nagaland, West Bengal, Sikkim, Odisha


Gujarat, Rajasthan, Maharashtra, Goa


Chhattisgarh, Madhya Pradesh, Bihar, Jharkhand

Union Territories

Andaman and Nicobar, Pondicherry, Chandigarh, Lakshadweep, Daman and Diu

Franchise Details

Anticipated percentage return on investment 100 %

Likely pay back period of capital for a Unit Franchise 1-3 Months

Training Details

Detailed operating manuals for franchisees Yes

Franchisee training location Company Office

Is field assistance available for franchisee ? Yes

Expert guidance from Head Office to franchisee in opening the franchise Yes

Current IT systems will be included in the franchise Yes

Agreement & Term Details

Do you have a standard franchise agreement? Yes

How long is the franchise term for? 5 Years

Is the term renewable? Yes

Interested in above brand? Submit your interest here.

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