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Credit Bajaar is an innovative Financial Technology (FinTech) startup based in Kaushambi, Ghaziabad, and Uttar Pradesh. With a mission to make financial products affordable and accessible to the common man, Credit Bajaar is revolutionizing the way people approach credit and lending in India. The company is driven by a dynamic team of technocrats and seasoned bankers, each with over 15 years of experience from some of the world’s leading financial institutions and global banks. By leveraging cutting-edge technology, Credit Bajaar is making financial services simpler, faster, and more inclusive for all.
At the heart of Credit Bajaar is its Artificial Intelligence (AI)-powered lending platform. This platform is a pioneering solution in the Indian market, designed to improve access to affordable credit while simultaneously reducing the risk and costs associated with lending for partner banks. By using AI, Credit Bajaar streamlines the lending process, making it more efficient, transparent, and secure. The result is a seamless experience for borrowers, who can now access credit products with greater ease and convenience.
One of the core services Credit Bajaar offers is Credit Score Improvement. Many individuals face difficulties in securing loans due to a poor credit score, which can be a barrier to financial progress. Credit Bajaar helps individuals improve their credit scores by offering tailored solutions and guidance, thus enabling them to access better financial products. By providing this essential service, the company empowers customers to take control of their financial future and unlock better opportunities for personal growth.
In addition to credit score improvement, Credit Bajaar provides a wide range of financial products aimed at meeting the diverse needs of its customers. These products include Personal Loans, Unsecured Loans, Instalment Loans, and Credit Cards. The company works with its network of lenders to ensure that customers get the best deals available, offering those affordable interest rates and flexible terms. Whether you need funds for a personal emergency, a large purchase, or to consolidate existing debt, Credit Bajaar connects borrowers with lenders to help them secure the financial support they need.
What sets Credit Bajaar apart from traditional financial institutions is its simplified loan application process. The company has eliminated the lengthy, complex, and time-consuming procedures that are often associated with securing loans through conventional channels. Instead, customers can apply for loans quickly and easily through Credit Bajaar’s intuitive online platform. The entire application process is streamlined, allowing customers to apply for financial products from the comfort of their homes, with minimal paperwork and maximum convenience.
Credit Bajaar provides several value-added services to enhance the overall customer experience. These include CIBIL reports, Credit Risk Assessment (including Hunter Fraud Score), and automated workflows for loan origination and management. These services ensure that the lending process is efficient, transparent, and secure, protecting both borrowers and lenders from potential risks and fraud.
Security is a top priority at Credit Bajaar. The company employs robust data protection measures to ensure that all customer information remains safe and confidential. Customers can rest assured that their sensitive financial data is stored in a secure database, preventing unauthorized access and minimizing the risk of identity theft.
Another key benefit of Credit Bajaar is its commitment to customer support. The company has a team of highly trained customer representatives who are available to guide borrowers through every step of the application process. Whether it’s answering queries or assisting with documentation, Credit Bajaar ensures that customers have all the support they need to make informed decisions about their financial future.
Operations Commenced On 2015
Franchise Commenced On 2021
Investment INR 50000 - 2lakh
Franchise/Brand Fee INR 25000
Royalty/Commission 3 %
Region Wise
Investment INR 10000 - 50000
Performance guarantee to Unit Franchise Yes
Anticipated percentage return on investment 30 %
Likely pay back period of capital for a Unit Franchise 3-4 Months
Delhi, Haryana, Himachal Pradesh, Jammu and Kashmir, Punjab, Uttarakhand, Uttar Pradesh
Kerala, Karnataka, Tamil Nadu, Andhra Pradesh, Telangana
Assam, Meghalaya, Mizoram, Tripura, Arunachal Pradesh, Manipur, Nagaland, West Bengal, Sikkim, Odisha
Gujarat, Rajasthan, Maharashtra, Goa
Chhattisgarh, Madhya Pradesh, Bihar, Jharkhand
Andaman and Nicobar, Pondicherry, Chandigarh, Lakshadweep, Daman and Diu
Type of property required for this franchise opportunity Commercial
Floor area requirement 200 - 300 Sq.ft
Detailed operating manuals for franchisees Yes
Franchisee training location Online
Expert guidance from Head Office to franchisee in opening the franchise Yes
Current IT systems will be included in the franchise Yes
Do you have a standard franchise agreement? Yes
How long is the franchise term for? Lifetime
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