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Indshine Projects Limited

  • Area Req
    -N/A-
  • Investment Range
    INR 0 - 0
  • Franchise Outlets
    500-1000
Business Details

 About Aadhar Pay:

Aadhaar Pay is a payment system which allows merchants to collect payments from a customer using his/her Aadhaar number and biometric authentication. The Aadhaar seeded account of the customer gets debited and merchant account gets credited.

 

In other words, AirCash Merchant is a retail payment and collection solution enabling merchants to accept digital payments even from customers without a card or wallet or mobile.

 

  • AirCash is about making payments card less, cashless and mobile-less.
  • Our solution provides retail market customers to make payments bare pockets.
  • We provide biometric devices and complete solution to accept payments which are more convenient, fast, simple and secure.

 

Benefits to Merchants :-

  • Seamless fund collection from customers
  • No MDR Charges*
  • Safe and Secure
  • Increased customer satisfaction as process saves time
  • Easy reconciliation
  • Eliminates cash handling cost and risk.

  

Transactions on Aadhar Pay: Smartphone (AirCash App) with reliable data connection, Fingerprint Scanner (Biometric Device), Any Bank A/C 

 

Benefits to Customers:

  • No need for a smart phone to make payments
  • No need to remember PINPasswords
  • Customer ease, easiest way of cashless payment
  • Pay from any Aadhaar enabled bank account
  • No security issue as payments are done through biometric authentication
  • No need to carry cash, Card, Wallet or eWallets.

 

 

Transactions on AADHAAR PAY :-

Just need to remember Aadhaar number & Linked Bank Account Name.

 

What is the process of collecting money through AADHAAR CARD linked with Bank Account?

Login to AirCash Merchant App and raise an invoice by entering the amount and remarks

Select Aadhaar Pay as mode of payment collection

Merchant needs to ask the AADHAAR No of the Payer or can scan the QR code of AADHAAR CARD (So that system automatically fetch the AADHAAR No)

Customer needs to provide a mobile number present at that moment for deduction notification

Merchant needs to ask the bank name of the customer where he/she wants to pay from and merchant needs to select the said bank from dropdown list of banks

Customer to provide biometric thumb impression on the device for the authentication

 

 

 

How can a customer make payment through Aadhaar Number?

Customer wishes to pay the charges through Aadhaar Card over the counter.

Merchant chooses Aadhaar Pay as payment collection mode and asks for the customers Aadhaar number

Merchant needs to choose Aadhaar seeded bank from the list. Then he/she needs to provide the thumb impression on the Biometric scanner. Fingerprint will work as a password for the payment

System tallies fingerprints with the available data in Aadhaar database. If it matches, the transaction is successful. 

 

 

Investment Details

Commenced Operations

Operations Commenced On 2013

Franchising / Distribution Commenced On 2017

Franchise Details
Units

Investment INR 10000 - 50 K

Master / Multi Units

Region Wise

State Wise

City Wise

Expansion Locations
North

Haryana, Himachal Pradesh, Jammu and Kashmir, Delhi, Punjab, Uttaranchal, Uttar Pradesh

South

Andhra Pradesh, Karnataka, Kerala, Tamil Nadu, Telangana

East

Arunachal Pradesh, Assam, Manipur, Meghalaya, Mizoram, Nagaland, Odisha, Sikkim, Tripura, West Bengal

West

Goa, Gujarat, Maharashtra, Rajasthan

Central

Bihar, Chhattisgarh, Jharkhand, Madhya Pradesh

Union Territories

Chandigarh, Daman and Diu, Lakshadweep, Pondicherry, Andaman and Nicobar

Franchise Details

Exclusive territorial rights to a unit franchise Yes

Likely pay back period of capital for a unit franchise 0- Months

Property Details

Type of property required for this franchise opportunity Commercial

Training Details

Detailed operating manuals for franchisees Yes

Franchisee training location Online & Off-line

Is field assistance available for franchisee ? Yes

Expert guidance from Head Office to franchisee in opening the franchise Yes

Current IT systems will be included in the franchise Yes

Agreement & Term Details

Do you have a standard franchise agreement? Yes

How long is the franchise term for? 3-No of years Years

Is the term renewable? Yes

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