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SSI units continue with outdated technology and plant & machinery as they fall short of fund in face of increasing competition. Liberalisation of
Through Credit Rating, we estimate credit worthiness of an individual, corporation or a country. It is an opinion formed by credit evaluators of a
The importance of credit is linked to every kind of business. To start a business, it is very crucial to have a substantial amount of credit or fun
Without money, a business is like a fish without the water, struggling to survive. We all know that a business needs money at different stages: whi
Entrepreneurs are known for their risk bearing ability; even then not many have the ability to put all their savings in their venture. Most of them tu
In the context of a startup, a prototype should be anything that will help you to demonstrate that not just the product, but also whether the inten
Are you looking for funds for your business? Are banks the last possibility on your priority list? It’s time to rise above the notion that bank
It is estimated that women entrepreneurs comprise about 10 per cent of the total entrepreneurs in India. However, it is not late before this percen
In the beginning of any new business, there are expenses galore like salaries (including your own), payroll taxes, rent and utilities and loan or c
Banks are the first ones to come to your mind when you need funds to start your business. You approach the bank with lot of expectations but your l
Credit rating is a reliable, third party judgment on your company’s overall strength and ability to get credit and repay the same. Apart from
A recent report by consulting firm Bain & Company, pegs India as the top three investment destinations for private equity (PE) funding in the w
Angel investors can be aptly called god send as they are answers to the prayers of millions of people who are stuck with their brilliant business idea
Microfinance institutions borrow money from mainstream financers like banks to lend to entrepreneurs without credit histories. These institutions serv
Quite often you are lead to believe that you cannot afford to start a business. Eking out a loan from a bank is little less than a necessary evil.
While India Inc is guessing whether the stimulus package will continue or not, the micro, small and the medium enterprise (MSME) sector is wonderin
Taking a loan from a bank can be the most tedious and hair draining exercise you have gone through. On top of it you cannot hate banks or shun them no
When VCs don’t believe in your business model and banks ask for your past records, when you have an amazing business idea and the passio
MSMEs that largely borrow funds from internal sources such as loans from relatives and acquaintances and internal accruals or through external resourc
This anecdote well describes the financial situation for most of the SMEs, who are neither in the micro category which move on under the government an
Whether it is a multi-billion dollar empire, or the tiny mom-and-pop convenience store on the street corner, cash is the lifeblood of any business.
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